Insurance Insights

If you’re looking for health insurance in Hampton Roads, you’ve probably run into this question: Should I go through the Marketplace, or...

Every year, thousands of people in Hampton Roads sign up for health insurance through the government Marketplace. It feels like the “default” option — but what if I told you it’s not always the best one? As we move into 2025, Marketplace plans are changing and might not be your best option. Premiums are going up, but coverage isn’t improving to match. For many families, freelancers, and small business owners, that means paying more without getting more. The good news? You don

For many people in Hampton Roads, shopping for health insurance feels like a no-win situation. Either you pay sky-high premiums on the...

Health insurance costs in Virginia are changing — and 2026 will bring one of the biggest shifts in years. That’s because the enhanced premium tax credits  that kept ACA marketplace plans affordable since 2021 are set to expire after 2025 , unless Congress extends them. These subsidies, created under the American Rescue Plan Act  and renewed by the Inflation Reduction Act , helped double marketplace enrollment to nearly 24 million Americans. If they lapse, many families will l

If you’re self-employed in Hampton Roads — whether you’re a contractor in Norfolk, a freelance graphic designer in Virginia Beach, or a...

When it comes to health insurance, it can feel like you’re navigating a maze with no clear exit. Between Marketplace plans, private...

Unexpected medical expenses can create significant financial stress. Whether it’s a sudden illness, an accident, or an emergency...

Prescription medications can be a significant expense for many people. Whether you take daily medications or occasional prescriptions, the costs can add up quickly. Fortunately, there are practical ways to reduce these expenses without compromising your health. This article offers actionable tips to help you save money on your prescriptions and manage your healthcare budget more effectively. Understanding Prescription Savings: Why It Matters Prescription savings are essential

If you live in Hampton Roads and are planning to renew or sign up for health insurance in 2025, there’s something important you should...

If you own a small business in Hampton Roads, you already wear a dozen hats — owner, manager, accountant, marketer. The last thing you...

If you’ve ever tried to shop for health insurance, you know how quickly it gets confusing. Deductibles, copays, premiums, networks — by the time you finish comparing a handful of plans, it feels like you’re drowning in jargon. For people here in Hampton Roads, that confusion often leads to two outcomes: Settling for the Marketplace , even though costs are rising in 2025. Putting it off altogether , which leaves you without coverage and at risk for massive medical bills. The t

If you’re a family in Hampton Roads, 2025 is shaping up to be a year of higher costs for health insurance on the Marketplace. Families...

Being a freelancer in Hampton Roads — whether you’re a graphic designer in Virginia Beach, a rideshare driver in Norfolk, or a social...

Running a small business in Hampton Roads is more than a full-time job. Between managing employees, taking care of customers, and making...

Military divorce brings enough uncertainty without wondering whether you'll lose your family's health insurance. If you're facing divorce...

If you're self-employed in Virginia and think your only health insurance options are the expensive plans on HealthCare.gov , you're...

Military divorce brings enough stress without worrying about health insurance. If you're a military spouse going through divorce in...

As a self-employed professional in Virginia, you're probably paying significant health insurance premiums without employer assistance....