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Stop Overpaying for
Health Insurance

Get the right coverage at the right price —
starting with a free consultation.

If you’re self-employed, covering your family, running a small business, or navigating Medicare, you shouldn’t have to guess your way into a plan. I’ll help you compare options, understand what matters, and choose confidently — in plain English.

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Serving Hampton Roads (Chesapeake, Virginia Beach,
Norfolk, Suffolk, Portsmouth) and all of Virginia

No pressure. No jargon. Just clear options.

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Verify doctors +
prescriptions

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Compare options
side-by-side

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Choose a plan that
fits your real life

Who We Help

Coverage for real life —
not one-size-fits-all plans.

Pick the path that matches your situation. Each one includes clear answers, plan comparisons, and next steps.

Not sure where you fit? Book a free consultation

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Self-Employed /
1099

Coverage that fits your doctors, prescriptions, and predictable costs.

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Individuals &
Families

Coverage that fits your doctors, prescriptions, and predictable costs.

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Small Business
(1–49 Employees)

Benefits strategy that supports your team without crushing your budget.

How it works
(5 steps, premium + simple)

01

Tell me what’s
going on.

Your situation, your goals, your budget comfort range.

02

We verify what matters.

Doctors, prescriptions, preferred hospitals, and real-life needs.

03

We compare the best-fit options.

Not just premium — total cost and predictability.

04

You choose confidently.

I explain your options in plain English so you’re not guessing.

05

Ongoing support.

Questions, changes, and the next season of life — you’re not on your own.

Most people overpay because
they compare the wrong thing.

The plan with the lowest premium isn’t always the best plan — and the most expensive plan isn’t always the best coverage. The right plan is the one that matches your priorities.

We compare plans based on:
● Doctors & networks (can you keep the care you trust?)
● Prescriptions (what will your meds actually cost?)
● Total cost (premium + deductible + real-life scenarios)
● Predictability (how confident will you feel using your coverage?)

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Why Families In Virginia Choose Jason Ruhlman

● Options from 100+ carriers
- You’re not forced into a one-size-fits-all plan.

● Plain-English guidance
- No jargon, no pressure — just clarity.

● Verified fit (doctors + prescriptions)
- So you don’t get surprised after you enroll.

● Local help, statewide reach
- Hampton Roads focus with coverage across all of Virginia.

Family covered by health insurance in Virginia Beach

Serving Hampton Roads

and all of Virginia.

● Chesapeake
● Virginia Beach
● Norfolk
● Suffolk
● Portsmouth 

…and clients throughout Virginia.

Jason Ruhlman, Health Plan Advisor
Serving Chesapeake, Hampton Roads and all of Virginia

Affordable, Personalized Health Insurance!

Are you tired of sky-high premiums for health insurance that barely covers what you need? Whether you're self-employed, going through a divorce, or simply can't find affordable family coverage, you're not alone.

Hi, I'm Jason Ruhlman, I've helped Virginia families and business owners find health insurance plans that actually work – without breaking the bank. Unlike agents who work for just one company, I partner with over 100 insurance carriers to find you the perfect fit.

What Jason's Clients Are Saying

Great Knowledge!

Jason was professional, kind, and found my family and I health insurance quickly. He has great knowledge on the subject and was able to help me understand the choices that I had.

Nic A.

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