Call Jason 757.632.7567
Stop Overpaying for Health Insurance
Get the right coverage at the right price,
starting with a free consultation.
If you’re self-employed, covering your family, running a small business, or navigating Medicare, you shouldn’t have to guess your way into a plan. I’ll help you compare options, understand what matters, and choose confidently in plain English.
Serving Hampton Roads (Chesapeake, Virginia Beach,
Norfolk, Suffolk, Portsmouth) and all of Virginia
• Options from 100+ carriers
• 5-star Google reviews
No pressure. No jargon. Just clear options.
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Verify doctors + prescriptions
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Compare options side-by-side
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Choose a plan that fits your real life
Coverage for real life,
not one-size-fits-all plans
Pick the path that matches your situation. Each one includes clear answers, plan comparisons, and next steps.
Self-Employed / 1099
Stop overpaying while still getting coverage you can actually use.
Individuals & Families
Coverage that fits your doctors, prescriptions, and predictable costs.
Small Business
Benefits strategy that supports your team without crushing your budget.
Not sure where you fit?
How it works
1. Tell me what’s going on
Your situation, your goals, your budget comfort range
3. We compare the best-fit options
Not just premium, total cost and predictability.
2. We verify what matters
Doctors, prescriptions, preferred hospitals, and real-life needs.
4. You choose confidently
I explain your options in plain English so you’re not guessing.
5. Ongoing support
Questions, changes, and the next season of life,
you’re not on your own.
Most people overpay because they compare the wrong thing
The plan with the lowest premium isn’t always the best plan and the most expensive plan isn’t always the best coverage. The right plan is the one that matches your priorities.
We compare plans based on:
Doctors & networks
(can you keep the care you trust?)
Prescriptions (what will your meds actually cost?)
Total cost (premium + deductible + real-life scenarios)
Predictability (how confident will you feel using your coverage?)
Why people choose Jason Ruhlman
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Options from 100+ carriers
You’re not forced into a one-size-fits-all plan.
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Plain-English guidance
No jargon, no pressure — just clarity.
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Verified fit (doctors + prescriptions)
So you don’t get surprised after you enroll.
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Local help, statewide reach
Hampton Roads focus with coverage across all of Virginia.
Trusted guidance. Real results
People come to me when they’re tired of feeling stuck,
paying too much, confused by options, or unsure what their plan will actually cost when they use it.
Matthew Tumbarello
"Jason was phenomenal in giving me and my fiancé the perfect coverage for our needs while also being so available to communicate! 10/10"
"Jason is awesome. Very knowledgeable and knows what he's talking about. Has a plan for almost everything and everyone. Highly recommend."